Principal Consultant - Payments SME

Principal Consultant – Payments SME

• Location: NYC or Charlotte, USA | Practice Area: Banking & Payments | Type: Permanent
• Drive transformation across high-value payment systems in a fast-evolving global landscape
• The Role

We are seeking a Principal Consultant to join our Banking & Payments practice, supporting large-scale payments transformation initiatives. This role combines Business Analysis and Scrum Master responsibilities, working on high-value and cross-border payment systems. You will play a key role in delivering change across complex payment infrastructures while collaborating with global stakeholders in an agile environment.

What You’ll Do

• Lead business analysis activities across high-value payments and transformation initiatives
• Facilitate agile ceremonies and support delivery as a Scrum Master across cross-functional teams
• Gather, document, and translate business and technical requirements into actionable deliverables
• Support transformation programs across payment systems including cross-border transactions
• Collaborate with stakeholders to ensure alignment across business, technology, and operations
• What We’re Looking For Proven experience as a Business Analyst and/or Scrum Master within Banking or Payments knowledge of high-value payment systems and transaction flows
• Working knowledge of FEDwire, CHIPS, and ISO20022 (pacs.008, pacs.009)
• Experience delivering within agile environments and facilitating Scrum practices
• Ability to engage stakeholders and communicate requirements clearly across teams
• Experience building and managing strong client relationships to understand needs and deliver effective solutions.
• Bonus Points For Experience in payments transformation or modernization programs
• Exposure to cross-border payments and regulatory considerations
• Familiarity with financial messaging standards and payment processing systems
• Experience working with Tier 1 financial institutions
• Certification in Agile, Scrum, or Business Analysis disciplines
• Why Join Capco
• Deliver high-impact technology solutions for Tier 1 financial institutions
• Work in a collaborative, flat, and entrepreneurial consulting culture
• Access continuous learning, training, and industry certifications
• Be part of a team shaping the future of digital financial services
• Help shape the future of digital transformation across FS & Energy.
• We offer a competitive, people-first benefits package designed to support every aspect of your life:

Medical, Dental, Vision coverage

• 401(k) with employer match
• Paid parental leave and dependent care support
• Tuition reimbursement and wellness programs
• Commuter benefits and employee discount platform
• Inclusion at Capco

We’re committed to making our recruitment process accessible and straightforward for everyone. If you need any adjustments at any stage, just let us know – we’ll be happy to help. We value each person’s unique perspective and contribution. At Capco, we believe that being yourself is your greatest strength. Our #BeYourselfAtWork culture encourages individuality and collaboration – a mindset that shapes how we work with clients and each other every day.

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US Pay Range

$143,000 — $183,000 USD