F
FukuBengaluru, India
Credit Analyst
Posted 1d agoAnalyst
At a glance
- Posted
- 28 October 2026
- Type
- Full-time
- Country
- India
- Skills named
- accounting, customer renewals, excel, financial services, financial analysis, financial modeling, risk management
- Application form
- Workable
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- Job responsibilities:
- - Analyze financial statements, credit reports, and other relevant data to assess the creditworthiness of individuals and businesses.
- - Prepare detailed credit analysis reports and provide recommendations for credit approvals, renewals, or denials.
- - Monitor and evaluate existing credit accounts to identify potential risks and ensure compliance with company policies and regulations.
- - Collaborate with internal teams, including sales and underwriting, to structure credit solutions that align with client needs and company objectives.
- - Stay updated on industry trends, economic conditions, and regulatory changes that may impact credit risk assessments.
- - Assist in the development and implementation of credit policies and procedures to enhance risk management practices.
- - Communicate credit decisions and findings to stakeholders in a clear and professional manner.
- - Support the preparation of periodic credit risk reports for senior management and regulatory bodies.
- Job requirements:
- - Bachelor’s degree in Finance, Accounting, Economics, or a related field; advanced degree or professional certification (e.g., CFA, CPA) is a plus.
- - Proven experience as a Credit Analyst or in a similar role within the financial services industry.
- - Strong analytical skills with the ability to interpret complex financial data and identify key risk factors.
- - Proficiency in financial modeling, credit scoring, and risk assessment tools.
- - Excellent written and verbal communication skills, with the ability to present findings and recommendations effectively.
- - Detail-oriented with strong organizational and time management skills.
- - Knowledge of relevant regulatory requirements and industry best practices in credit risk management.
- - Proficiency in Microsoft Office Suite, particularly Excel, and familiarity with financial analysis software.
- Job benefits:
- - Competitive salary and performance-based bonuses.
- - Comprehensive health, dental, and vision insurance plans.
- - Retirement savings plan with company matching contributions.
- - Opportunities for professional development and career advancement.
- - Generous paid time off, including vacation, sick leave, and holidays.
- - Flexible work arrangements to support work-life balance.
- - Access to wellness programs and employee assistance resources.
- - Collaborative and inclusive work environment with a focus on employee growth and satisfaction.